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Hello,
I'm Michael Santos
C.E.O.

NMLS#: 199875

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Hello, welcome to my page.

Michael Santos. He has been in the mortgage industry since 2001. With a dynamic blend of experience and a forward- thinking approach, he has become a trusted partner for home-buyers, realtors, and industry professionals alike.

Over the years, he has not only witnessed the industry’s transformation but has actively contributed locally to shaping its future. He has been asked to be a speaker at many industry events because of his experience and wit. He has a way with public speaking, but he enjoys giving a message and educating.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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